We all know about the Recession of 2008/2009 that impacted the economy and the financial health of the nation, but do you know why it happened? Long story short, mortgage loans were given out like lollypops at banks to people who did not have the means to repay them and many people defaulted on their loans. This lead to a huge deficit and prompted the government to enforce new laws and regulations for mortgage loans. Unfortunately, this is normally how new laws arise; from a crisis rather than from a preventive standpoint.
There are 2 bases of financial regulations: Continue reading Securities Markets Regulation: Part 1
The last few weeks for me have been…interesting… to say the least, so apologies for not posting last Friday. I’m back to finish up our discussion on securities markets!
Let’s start by asking one question… are you a bull or a bear? (NO shade!) Continue reading Securities Markets: Part 2
Happy #FinanceFriday ! I hope you have been using the information given in this series to help you prepare for a healthier financial future. This week, we’ll go more in-depth with securities markets.
In order for a company to securitize their business, they have to sell claims against their business, e.i. sell shares of stock. Securitization allows companies to sell parts of their company to gain funding rather than to sell the whole company. There are three types of securitization: Continue reading Securities Markets: Part 1
Happy #FinanceFriday ! (I know it’s Saturday, but its the thought that counts, right?) I’m a day late, but not a dollar short.
This week is a continuation of last week’s #FinanceFriday, which defined several basic investment terms every investor should know. First, lets talk about how you can define the value of your investments.
When you invest, the goal should be to earn money from your investment over time; this is known as Continue reading An Introduction to Investments: Part 2