Tag Archives: Finance

Securities Markets Regulation: Part 1

We all know about the Recession of 2008/2009 that impacted the economy and the financial health of the nation, but do you know why it happened? Long story short, mortgage loans were given out like lollypops at banks to people who did not have the means to repay them and many people defaulted on their loans. This lead to a huge deficit and prompted the government to enforce new laws and regulations for mortgage loans. Unfortunately, this is normally how new laws arise; from a crisis rather than from a preventive standpoint.

There are 2 bases of financial regulations: Continue reading Securities Markets Regulation: Part 1

Securities Markets: Part 1

Happy #FinanceFriday ! I hope you have been using the information given in this series to help you prepare for a healthier financial future. This week, we’ll go more in-depth with securities markets.

In order for a company to securitize their business, they have to sell claims against their business, e.i. sell shares of stock. Securitization allows companies to sell parts of their company to gain funding rather than to sell the whole company. There are three types of securitization:  Continue reading Securities Markets: Part 1

An Introduction to Investments: Part 2

Happy #FinanceFriday ! (I know it’s Saturday, but its the thought that counts, right?) I’m a day late, but not a dollar short.

This week is a continuation of last week’s #FinanceFriday, which defined several basic investment terms every investor should know. First, lets talk about how you can define the value of your investments.

When you invest, the goal should be to earn money from your investment over time; this is known as Continue reading An Introduction to Investments: Part 2

An Introduction to Investments: Part 1

#FinanceFriday is back and here to stay this time! If you missed the first #FinanceFriday entitled 3 Steps to Become Financially Healthy, you should check it out. This series of articles will be sequential, so it is in your best interest to go back and read what you’ve missed.

The goal of #FinanceFriday is to give you a starter kit for investing (knowing the terminology, what to look for when investing, etc.) so you can start investing for the future. This week will cover investment terminology.

market is Continue reading An Introduction to Investments: Part 1